theLoan Savings Check
Dragan Lazic
Mortgage Broker · YBR Inner Melbourne
Dragan Lazic

The Loan Savings Check

Same repayment. Different lender. Could you be paying less?

It’s not just the rate – it’s how the loan is structured. See your real monthly surplus and how much sooner you could be debt-free, in about 30 seconds. No obligation.

Book a 15-min discovery call
5.0★Google rating, YBR Inner Melbourne
B.FinBachelor of Finance & Banking (Hons), Cert IV Mortgage Broking
YBRInner Melbourne, Credit Representative

Step 1 – the numbers

Run your own statement

Figures update as you type. Nothing is sent until you ask for the full report.

Loan snapshot

Live calculation
What you still owe today
$
Your current variable or fixed rate
%
Left on your current loan term
yrs
Optional – we don’t quote live rates here, they change daily. Leave as-is to see structure alone, or type a rate you’ve seen to compare.
%
Fortnightly quietly adds a 13th month’s repayment every year
Take-home pay, after tax
$
optional
Take-home pay, after tax
$
Excl. loan repayment
$
Your hidden number $0 sitting in how this loan is being paid – over its full life. See how below. ⚠ stress-tested at rates +0.25%

Rate + structure combined: debt-free 3 yrs 8 mths sooner.

Current path
$0 interest
Restructured
$0 interest

Years off

0 yrs

vs your current path

Debt-free by

estimated

Your surplus is real – see exactly how many years and dollars it saves, in 10 seconds

Step 2 – get the full breakdown, plus what it’d actually take to switch, sent to your inbox.

Where the saved money actually goes

What would you do with it instead?

How it works

Three steps, no paperwork yet

1

Run the numbers

Enter your current loan below – balance, rate, term. Nothing is sent anywhere at this point.

2

See the gap

Compare what you’re on now to what’s realistically available, in dollars and years.

3

Decide if it’s worth a call

If the numbers are worth chasing, get the full report and I’ll confirm the real figures with you.

Who you’d be talking to

About Dragan

Dragan Lazic, Mortgage Broker

Dragan holds a Bachelor of Finance & Banking (Honours) and a Certificate IV in Finance and Mortgage Broking. He takes the time to understand each client’s circumstances before recommending a lending solution, and stays involved from first conversation through to settlement – across home, commercial, investment, and business finance.

★ 5.0 on Google – YBR Inner Melbourne

Whole-of-marketCompares lenders rather than one bank’s rate card.

8 loan typesHome, commercial, investment, business & asset finance.

Y

YBR Inner MelbourneCredit Representative of Yellow Brick Road Finance, ACL 393195.

No email needed

Free guides

Download straight away – these don’t require the calculator above.

Refinancing

Is Refinancing Worth It in 2026?

What actually changes lender-to-lender, and the break costs worth checking first.

Download PDF ↓
Rate strategy

Fixed vs Variable, Explained Plainly

A one-page comparison built for the current rate cycle, not a textbook.

Download PDF ↓
Switching lenders

The Switching Checklist

Discharge forms, break costs and timing – what to line up before you move.

Download PDF ↓

Verified, not written by us

5.0 on Google

Real reviews from YBR Inner Melbourne’s listing – see them all on Google Maps.

★★★★★

“From the very beginning, he was professional, responsive, and genuinely took the time to understand our situation and goals. We couldn’t be happier with the result.”

Milica Filipovic Google review · 8 months ago
★★★★★

“Always available whenever I needed assistance – even during holidays and weekends. His guidance made the whole experience much smoother and less stressful.”

Dragana Radulj Google review · 4 months ago
★★★★★

“Fantastic encounter with my broker Dragan.”

Sivagami Mathuray Google review · 6 weeks ago
Dragan Lazic

Mortgage Broker, YBR Inner Melbourne

0403 343 177 dragan.lazic@ybr.com.au
Find us

358 Clarendon St, South Melbourne VIC 3205

Mon–Fri 9am–5pm · Sat/Sun by appointment

This calculator provides an estimate only and does not constitute credit advice. Figures are indicative and will vary based on lender, loan structure, fees, and personal circumstances – confirm exact numbers before making a decision. Dragan Lazic (Credit Representative Number 571699) is a Credit Representative of Yellow Brick Road Finance Pty Limited, ACN 128 708 109, Australian Credit Licence 393195. © 2026 The Loan Savings Check · YBR Inner Melbourne.